What To Know About Fire Insurance Coverage In the US, there are over one million fires reported yearly. The National Fire Protection Association's 2017 report estimates a home fire occurs every 88 seconds. Without insurance, homeowners would be left on their own to...
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Insurance
Actions to Take After a Hail Storm
What to Do if Your Home Experiences Hail Damage As Colorado residents, we are no strangers to hailstorms. In fact, Colorado has experienced more than $3 billion in insured damages over the last 10 years, and saw more reports of 3-inch hail in 2018 than it had in 20...
Storm Damage Recovery
How to Recover from Storm Damage this Summer As storms roll in this summer, you may find yourself confronted with damage to your home. Torrential rain, wind, and hail can all wreak havoc on your roof, siding, and windows, and compromise the integrity of your home. If...
Apartment Water Damage Responsibility
Apartment Water Damage - Who is Responsible? Living in an apartment can be a major blessing when property maintenance is needed. You don't have to set aside money in case the water heater goes out or the roof needs repairs. But that doesn't mean you can put aside...
Freedom to Choose
Colorado Insurance Freedom of Choice After a disaster occurs, you have a million things on your mind. You need to repair the damage, and fast. You’re busy talking to the insurance company and trying to get your home back to normal. The last thing you need is to end up...
Recent Hurricanes Remind Us of the Importance of Flood Insurance
The Recent Hurricanes Remind Us how Importance of Flood Insurance Got flood insurance? If you’re like most Colorado homeowners, chances are that you probably don’t. In fact, the majority of American homeowners have never purchased a flood insurance policy and that...
5 Reasons Not to Use the Restoration Company Recommended by Your Insurance Carrier
5 Reasons Not to Use the Restoration Company Recommended by Your Insurance Carrier When disaster strikes, you want to take measures to get your home back to peak conditions ASAP. Whether damages occurred due to water or fire, the effects can be devastating, and the...
Flood Insurance: How It Differs from Regular Property Insurance
Flood Insurance: How It Differs from Regular Property Insurance As the world’s eyes continue to be on the clean-up efforts in Texas, we receive a daily reminder of what a devastating impact Mother Nature can have on our lives and our homes. While we may be safe from...
Quick Tips on Reducing Water Damage Claims
Quick Tips on Reducing Water Damage Claims Water damage is a serious problem that can disrupt your life, create major stress, damage your valuables, and cost you a lot of money. Each year, thousands of Coloradans file water damage claims - and they aren’t cheap....
Will Your Homeowner’s Policy Cover Water Damage?
Will Your Homeowner’s Policy Cover Water Damage? Water damages account for a large percentage of home insurance claims each year. Because water damage can come from a number of different sources, it gets classified in various ways and can fall under multiple areas of...
A few good questions will help you avoid unnecessary repair bills in times of chaos.
A few good questions will help you avoid unnecessary repair bills in times of chaos. The following story is a cautionary tale. A Minnesota couple is looking at $21k in repair costs when routine city maintenance caused toilets to overflow. In addition to these...
Water Damage Tip #5: Document Damage
Water Damage Tip: Document Damage This Step Is Critical Documenting your damage is of particular importance when you have flooding from weather or plumbing leaks, so important that we’ve broken this critical property protection step out of our blog post Water Damage?...